david,HowGan

They said it was charged off a few days ago.

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3 months ago 1

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  1. efflandt

    "Charged off" does not mean forgotten, it means that it has gone to "collections" instead of "current accounts". If they do accept your direct deposit, you can be sure that they will deduct whatever you own them for the overdraft and overdraft fees from whatever would show up as your available balance.

    Not paying an overdraft promptly can result in being listed in ChexSystems, which can make it difficult to get a bank account anywhere for 5 years.

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